Check Your Eligibility

Loan amounts, terms & repayments

Loan sizes:

Up to $250,000 unsecured is common. Higher amounts may be available with additional security.

Terms:

Typically 1–12 months, matched to your repayment event.

Repayments:

Some products are structured as interest-only during the term, with principal due when funds arrive. Others may use weekly or monthly repayments.

Security:

Many smaller facilities are unsecured. Larger bridging loans may require property or asset security.

Loan Structure
Loan Structure

How the process works

Scenario discussion:

Outline your funding gap, repayment source, and timing.

Documentation:

Provide 6 months of business bank statements, ID, and details of the incoming funds (e.g., settlement contract or invoice schedule).

Assessment:

Lenders evaluate your cashflow and repayment plan.

Approval (~2 hours):

Indicative offers can be provided quickly.

Signing & funding:

Once agreements are signed, funds are usually available within 24 hours.

Documentation checklist

Unsecured bridging loans up to $250k:

•6 months of business bank statements
•Photo ID
•ABN details

Secured bridging loans (higher amounts):

•Evidence of incoming funds (property settlement, invoice, contract)
•Financial statements and BAS
•Security documents if property or assets are used

The focus for bridging finance is proving that the repayment source is reliable and scheduled.

Loan Structure
Loan Structure

When bridging finance makes sense

A builder

waiting on stage payments but needing to pay subcontractors.

A retailer

covering stock purchases before a seasonal sales rush.

A professional

services firm bridging payroll while invoices remain outstanding.

A company

purchasing a new premises while awaiting settlement on the old one.

In all these cases, the repayment event is predictable, making bridging finance a safe and practical option.

Why work with Ezy Pzy Finance?

1

Not a lender or broker:

We’re an introducer—our job is to connect you with the most suitable bridging finance lender.

2

Multiple finance options – with no upfront credit checks.

Many of our lenders can provide indicative finance options upfront, without running any credit checks.

3

Speed & clarity:

We streamline the submission process and keep communication clear so you know what’s next.

4

Specialised focus:

We work specifically with fast, low-doc business funding providers for Australian ABN holders.

5

Hands-on support:

We guide and streamline the process for you, saving you hours of work and saving you money through our extensive expertise and strong lender connections.

6

Consistency:

A dedicated point of contact ensures your case moves quickly from scenario to funds received in your account.

How It Works Illustration1
How It Works Illustration2

Ready To Secure Fast Funding For Your Business?

Whether you require funds for cashflow support, payroll, stock, or growth opportunities, Ezy Pzy Finance makes it simple. We’ll connect you to the right lenders who specialise in fast, low-doc finance. Approvals in as little as 2 hours, funding in as little as 24 hours.

Take the next step – with no credit checks to see your finance options and no-obligations, all it takes is just 60 seconds to check your eligibility. Click the button below to get started now.

Check Your Eligibility Now

FAQ's (Business Bridging Finance)

How long are bridging loans usually for?

Most bridging loans range from 1–12 months, aligned with the timing of your repayment source.

What can bridging finance be used for?

Cover payroll, suppliers, tax bills, project costs, property settlements, or any expense where you know funds are coming but aren’t here yet.

Do I need collateral?

Not always. Many bridging loans up to $250k are unsecured. Larger amounts may require property or asset security.

Who is eligible to apply?

ABN holders with at least 6 months of trading and $10k+ monthly revenue.

How quickly can I get funds?

Conditional approvals can be provided in ~2 hours, with funds released within 24 hours of signing.

How are repayments structured?

Some products are interest-only until settlement, while others use weekly or monthly repayments. It depends on the lender and your circumstances.

What documents do I need to show?

Bank statements and ID are standard. For secured loans, evidence of incoming funds (like contracts or invoices) is required.