Check Your Eligibility

Blog

Today, Ezy Pzy Finance connects hardworking business owners with the right lenders, simplifying the process and making it as quick and seamless as possible. Our mission is simple: make business finance Ezy Pzy.

Low Doc Vs. Full Doc Business Loans: Which Is Right For Your Business?

Business owners looking for funding often come across two common application types: low doc business loans and full doc business loans. Both options can help businesses access capital for working capital, cashflow support, equipment purchases, supplier payments, tax obligations, expansion or general operating expenses. The key difference is the amount of financial documentation required during […]

Miro Terkes | July 1, 2026

FAQ's

Am I eligible if I’ve had my ABN for 6 months and $10k+/month revenue?

Yes – most of our partner lenders accept 6+ months trading and $10k+/month revenue. Final approval depends on recent bank statements and overall stability.

How fast can funds hit my account?

Approvals often arrive within 2 hours and same-day funding is possible once documents are verified and contracts are signed.

What documents do I need?

  • Up to $150k: 6 months of bank statements and ID.
  • Over $150k: bank statements plus ATO/ICA access (or recent notices) if requested by the lender.
  • Over $250k: financials, BAS and other lender info.

    • Will checking eligibility affect my credit score?

    No. Our 60-sec eligibility check doesn’t impact your credit score. We can present multiple finance options with no credit checks needed. Only once you’re happy to proceed an offer, a credit check will be needed to fully approve your offer and fund you.

    What rates and fees should I expect?

    We have some of the lowest rates in the Unsecured Business Loan space. Pricing depends on your time in business, revenue, and risk. We present multiple finance options so you can compare total cost and terms and finding an option that best suits your cashflow.

    Can I repay early without penalties?

    Most of our lenders allow early payouts, and many offer savings for doing so. We’ll show you the saving options after your conditional approval. You can choose early repayment periods that best suit your needs.

    Is my data secure? Who are you partnered with?

    We’re partnered with leading Australian non-bank lenders including Prospa, Lumi, Banjo, OnDeck, Bizcap, Fundsnow and more. We use secure, encrypted processes and only share information with trusted lenders to match your offers quickly.

    Why should I choose Ezy Pzy Finance?

    We invest heavily in our team and technology so you get the fastest possible funding options and first-class support. From your first call to being funded in hours, we’re built to make business finance quick, easy, and stress-free. We can get you multiple finance options with no upfront credit checks and no obligations.