Check Your Eligibility

How it works
(simple, streamlined, fast)

1

Initial conversation
(5–10 minutes):

Share your scenario—purpose, amount, trading history, and monthly revenue.

2

Speak To a
Lending Specialist

We introduce you to a suitable lender based on industry, revenue profile, and speed requirements.

3

Get Tailored Finance Options For
Your Needs

For many fast loan products, 6 months of business bank statements is enough to obtain a conditional approval.

4

Conditional approval
(~2 hours):

You’ll receive an indicative offer outlining amount, term, and pricing (subject to final checks).

5

Final checks & signing:

Provide ID (and any lender-specific documents if requested), then review and sign the agreement.

6

Funding (≤24 hours):

Once executed, funds can be released to your nominated account quickly, often the same or next business day.

We handle the hand-offs, communication, and follow-ups so your application keeps moving.

How It Works Illustration1
How It Works Illustration2

Who fast business loans suit

Growing businesses

needing inventory or staffing ahead of revenue.

Seasonal operators

smoothing cashflow between busy and quiet periods.

Service businesses

bridging invoice gaps while waiting on payments.

Opportunity seekers

funding marketing pushes, equipment upgrades, or short-notice projects.

Common uses include payroll, stock purchases, supplier payments, marketing campaigns, tax obligations, and short-term cashflow support.

Loan amounts, terms & structure

Amounts:

Typically up to $250,000 with low-doc requirements; up to $1,000,000 where financial statements are provided.

Terms:

Often 3–36 months for fast turnaround products.

Repayments:

Usually daily or weekly to align with cashflow.

Security:

Many fast loans are unsecured; larger facilities may require additional documentation or security depending on the lender.


Final loan size and pricing depend on trading history, revenue consistency, and lender criteria.

Loan Structure
Loan Structure

Why work with Ezy Pzy Finance?

Not a lender or broker

We’re an introducer—our job is to connect you with the most suitable fast business loan lender for your needs.

Multiple finance options – with no upfront credit checks.

Many of our lenders can provide indicative finance options upfront, without running any credit checks.

Speed & clarity

We streamline the submission process and keep communication clear so you know what’s next.

Specialised focus

We work specifically with fast, low-doc business funding providers for Australian ABN holders.

Hands-on support

We guide and streamline the process for you, saving you hours of work and saving you money through our extensive expertise and strong lender connections.

Consistency

A dedicated point of contact ensures your case moves quickly from scenario to funds received in your account.

Timeline at a glance

Timelines are indicative and depend on lender workload and completeness of documents, but the process is built for speed.

Timeline illustration

0–10 minutes:

Typically up to $250,000 with low-doc requirements; up to $1,000,000 where financial statements are provided.

≤5 minutes after documents received:

Often 3–36 months for fast turnaround products.

~2 hours:

Usually daily or weekly to align with cashflow.

≤24 hours from signing:

Many fast loans are unsecured; larger facilities may require additional documentation or security depending on the lender.


ABN-holding business

(sole trader, company, or trust)

6+ months trading history

(common threshold for fast products)

$10,000+ in monthly revenue

(subject to lender criteria)

Australian operations

and business bank account

Eligibility snapshot

If you’re close to these benchmarks, speak with us—some lenders are flexible based on recent performance and trajectory.

Timeline illustration1

Responsible borrowing—fit for purpose

Fast funding is powerful when it’s aligned with cashflow and a clear return. Use facilities for activities that generate or protect revenue—purchasing stock that turns quickly, bridging invoice timing, or funding marketing with predictable ROI. Keep repayment schedules in mind so you preserve margins and maintain healthy working capital after the loan is repaid.

About Us

FAQ's

Am I eligible if I’ve had my ABN for 6 months and $10k+/month revenue?

Yes – most of our partner lenders accept 6+ months trading and $10k+/month revenue. Final approval depends on recent bank statements and overall stability.

How fast can funds hit my account?

Approvals often arrive within 2 hours and same-day funding is possible once documents are verified and contracts are signed.

What documents do I need?

  • Up to $150k: 6 months of bank statements and ID.
  • Over $150k: bank statements plus ATO/ICA access (or recent notices) if requested by the lender.
  • Over $250k: financials, BAS and other lender info.

    • Will checking eligibility affect my credit score?

    No. Our 60-sec eligibility check doesn’t impact your credit score. We can present multiple finance options with no credit checks needed. Only once you’re happy to proceed an offer, a credit check will be needed to fully approve your offer and fund you.

    What rates and fees should I expect?

    We have some of the lowest rates in the Unsecured Business Loan space. Pricing depends on your time in business, revenue, and risk. We present multiple finance options so you can compare total cost and terms and finding an option that best suits your cashflow.

    Can I repay early without penalties?

    Most of our lenders allow early payouts, and many offer savings for doing so. We’ll show you the saving options after your conditional approval. You can choose early repayment periods that best suit your needs.

    Is my data secure? Who are you partnered with?

    We’re partnered with leading Australian non-bank lenders including Prospa, Lumi, Banjo, OnDeck, Bizcap, Fundsnow and more. We use secure, encrypted processes and only share information with trusted lenders to match your offers quickly.

    Why should I choose Ezy Pzy Finance?

    We invest heavily in our team and technology so you get the fastest possible funding options and first-class support. From your first call to being funded in hours, we’re built to make business finance quick, easy, and stress-free. We can get you multiple finance options with no upfront credit checks and no obligations.

    Ready To Secure Fast Funding For Your Business?

    Whether you require funds for cashflow support, payroll, stock, or growth opportunities, Ezy Pzy Finance makes it simple. We’ll connect you to the right lenders who specialise in fast, low-doc finance. Approvals in as little as 2 hours, funding in as little as 24 hours.

    Take the next step – with no credit checks to see your finance options and no-obligations, all it takes is just 60 seconds to check your eligibility. Click the button below to get started now.

    Check Your Eligibility