Get multiple finance options with no upfront credit checks

Fast approvals in as little as 4 hours and funding within 24 hours

Low docs and
minimal hassle

Flexible terms
from 6-36 months

Some Of The Trusted Lenders
We Work With:

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How It Works

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Fill Out Our Quick
60 Sec Survey

Tell us about your finance needs and current situation so we can see if we can connect you to the right lender for your needs. Our application process is fast, easy and hassle free. There’s no credit checks, until you’re happy to proceed with an offer.

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Speak To a
Lending Specialist

Our lending specialist will get in touch with shortly, to discuss your business finance options and answer any questions. We’ll then match you with the right lender for your specific needs. This service is free and you have no obligations to continue.

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Get Tailored
Finance Options

We’ll aim get you finance options in as little as 4 hours. If you’re happy to proceed with an offer, we can continue to the next steps. We’ll help you secure the funds you need within just 24hrs so you can grow your business. Ezy Pzy!

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About Us &
Our Mission

Ezy Pzy Finance was founded in 2021 by Tez and Miro – two personal trainers turned entrepreneurs with a shared passion for helping people achieve their goals. What began as a desire to create more freedom in their own lives quickly became a mission to help 1000’s of Aussie business owners access the funding they need, without the red tape and hassle of traditional banks.

Today, Ezy Pzy Finance connects hardworking business owners with the right lenders, simplifying the process and making it as quick and seamless as possible. Our mission is simple: make business finance Ezy Pzy.

About Us

Why Choose Ezy Pzy Finance?

Client-First Service

We treat every client like a person, not a number. From enquiry through to funding and beyond, your journey matters to us. We’ll have the Expert Support as a separate benefit.

Speed That Matters

With our advanced proprietary systems & processes, we can secure multiple finance approvals in as little as 2 hours and same-day funding (when documents are ready).

Minimal Paperwork

We specialise in low-doc business loans, making the process quicker and hassle-free for our clients.

No Upfront Credit Checks

Unlike traditional brokers or banks, we don’t run credit checks upfront. Instead, we present real finance options first.

Wide Lender Network

We partner with Australia’s leading non-bank unsecured business loan lenders. That means more choice, more flexibility, and higher approval rates than going direct.

Transparent & Honest

No hidden fees, no jargon. We believe in clear communication so you always know where you stand.

Tailored Solutions

Every business is different. Whether you need $5,000 for a short-term gap or $500,000 for growth, we’ll match you with the right product.

Proven Track Record

Our clients consistently rate us highly on Trustpilot 4.8 and 65+ reviews received for service, speed, and results. We’re proud to let our reviews speak for themselves.

Expert Support

Our business loan specialists will walk you through every step of the process and answer all of your questions. This way you’re never left in the dark.

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Trusted by Australian businesses
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In Unsecured Business Loans Secured For Our Clients
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Years of Expertise

Finance Options Made Ezy Pzy:

Fast Business Loans

When opportunities or unexpected costs pop up, timing is everything. With our network of lenders, you could be approved within hours and funded on the same day (as long as your documents are in order). Perfect for covering urgent bills, stock purchases, or cash flow gaps – without the red tape.

Check Your Eligibility

Business Lines of Credit

Think of this as your financial safety net. Instead of taking out one lump-sum loan, you get access to a revolving pool of funds you can draw on whenever your business needs it. Pay interest only on what you use, top it up when you need more, and enjoy the flexibility of ongoing access to capital.

Check Your Eligibility

Unsecured Business Loans

No assets to put on the line? No problem. Unsecured loans let you access funding without tying it to property or equipment. Ideal for businesses that are growing fast and need quick working capital to keep the momentum going.

Check Your Eligibility

Low Doc Business Loans

Hate paperwork? We do too. Our low doc options are designed for busy business owners who may not have up-to-date financials or tax returns on hand. With just basic documents like bank statements and ID, we can help you secure fast and simple funding.

Check Your Eligibility

Client Reviews

Jason from Ezy pzy finance is my go to guy in this space. When I needed quick funds to upgrade some of my equipments and help pay some outstanding supplier bills, it really was Easy as the company promotes itself, within 24hrs I had funds cleared into my account and I was ready to go. This is my second time back using his service and i highly recommend him to other like minded business owners looking for a hassle free finance.

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Verified Review

Was skeptical at first. But the service and procedure was amazing. Earl was always in contact, quick to respond, clear, concise and made the whole process seem less Highly recommended

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Verified Review

Jason at Ezypzy Finance was fantastic to work with. He quickly understood my business needs and guided me through the funding process smoothly. His communication was clear, and he found the best solution for my situation. If you need a reliable business funding specialist, EzyPzy finance are the go.

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Verified Review

Earl was able to get me some urgent cashflow for my business when most of the brokers declined it. Am very grateful and would recommend Ezy Pzy Fianance for people who need financing.

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Verified Review

Highly recommend these Guys very prompt and definitely will be back if I’m needing business finance again, if your looking for any finance these Guys are the best 10/10 👌🏽👌🏽👌🏽

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It’s quite Fast service, Jason is really helpful to get me the fund to help my business. I’d recommend Jason and ezy pzy finance to every business owners that need quick fund to help to grow their business.

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Us VS The Banks

Feature
Approval Time
Paperwork
Credit Checks
Funding Speed
Customer Service
As fast as 2 hours
Minimal (low-doc options)
After options provided
Same day (with docs)
Personal, client-focused
VS
Big Banks
Often weeks
Heavy, time-consuming
Upfront before options
1–3 weeks
Often impersonal
Approval Time
As fast as 2 hours
Paperwork
Minimal (low-doc options)
Credit Checks
After options provided
Funding Speed
Same day (with docs)
Customer Service
Personal, client-focused
VS
Big Banks
Approval Time
Often weeks
Paperwork
Heavy, time-consuming
Credit Checks
Upfront before options
Funding Speed
1–3 weeks
Customer Service
Often impersonal
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Example Results

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Industry

Transport & Automotive

Loan Amount $75,000
Term 18 Months
Funded Time 5 Days
Loan Need

Engine rebuild on 2 trucks

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Industry

Food Distribution

Loan Amount $200,000
Term 30 Months
Funded Time 24 Hours
Loan Need

Purchase more stock & supplies

Ready To Explore Your Finance Options? Our experts will guide you every step of the way

Meet Our Authors

Miro Terkes

Miro Terkes is Co-owner and Director of Ezy Pzy Finance, specialising in unsecured business finance. With qualifications in Applied Finance and Economics, and experience across major financial institutions including Macquarie Bank, JP Morgan, CBA, and Colonial First State, Miro brings deep financial expertise and a practical, grounded approach to helping Australian business owners access funding. […]

FAQ's

Am I eligible if I’ve had my ABN for 6 months and $10k+/month revenue?

Yes – most of our partner lenders accept 6+ months trading and $10k+/month revenue. Final approval depends on recent bank statements and overall stability.

How fast can funds hit my account?

Approvals often arrive within 2 hours and same-day funding is possible once documents are verified and contracts are signed.

What documents do I need?

  • Up to $150k: 6 months of bank statements and ID.
  • Over $150k: bank statements plus ATO/ICA access (or recent notices) if requested by the lender.
  • Over $250k: financials, BAS and other lender info.
  • Will checking eligibility affect my credit score?

    No. Our 60-sec eligibility check doesn’t impact your credit score. We can present multiple finance options with no credit checks needed. Only once you’re happy to proceed an offer, a credit check will be needed to fully approve your offer and fund you.

    What rates and fees should I expect?

    We have some of the lowest rates in the Unsecured Business Loan space. Pricing depends on your time in business, revenue, and risk. We present multiple finance options so you can compare total cost and terms and finding an option that best suits your cashflow.

    Can I repay early without penalties?

    Most of our lenders allow early payouts, and many offer savings for doing so. We’ll show you the saving options after your conditional approval. You can choose early repayment periods that best suit your needs.

    Is my data secure? Who are you partnered with?

    We’re partnered with leading Australian non-bank lenders including Prospa, Lumi, Banjo, OnDeck, Bizcap, Fundsnow and more. We use secure, encrypted processes and only share information with trusted lenders to match your offers quickly.

    Why should I choose Ezy Pzy Finance?

    We invest heavily in our team and technology so you get the fastest possible funding options and first-class support. From your first call to being funded in hours, we’re built to make business finance quick, easy, and stress-free. We can get you multiple finance options with no upfront credit checks and no obligations.